Free financial calculators, downloadable Excel templates and plain-English guides for mortgages, loans, retirement, investing, taxes and business — all in one place.
100% free • No sign-up required • Formulas fully explained
Ten dedicated hubs covering every corner of your financial life — each with its own calculators, guides and downloads.
Budgeting, savings, debt payoff and money management tools.
Cash flow, margins, break-even and business planning calculators.
Income statements, balance sheets and bookkeeping tools.
Income tax, self-employment and capital gains estimators.
Payments, amortization, refinancing and affordability.
Auto, student and personal loan payment calculators.
401(k), IRA, compound growth and withdrawal planning.
Life, health and coverage-needs estimators.
Returns, dividends, DCA and portfolio growth tools.
Profit, DCA and conversion calculators for digital assets.
No black boxes: every tool shows its formula, a worked example and a plain-English explanation of the result.
Every calculator is built on the same formulas used by banks, accountants and financial planners — fully explained on each page.
Download ready-to-use spreadsheets for budgeting, cash flow, loans, investments and more. No sign-up required.
Get plain-English explanations of your results, common mistakes to avoid, and suggested next steps.
A plain-English glossary and a hands-on learning center turn every calculator into a lesson.
Clear definitions of every financial term — from APR to zero-based budgeting — written in plain English.
Step-by-step guides and tutorials that turn every calculator into a lesson in personal and business finance.
Budgets, cash flow statements, loan trackers and more — professionally built spreadsheets with working formulas, free to download.