/* FinanceToolkit AI — sitewide header & footer */
body.ftk-chrome .wp-site-blocks > header,
body.ftk-chrome .wp-site-blocks > footer { display: none !important; }
body.ftk-chrome { margin: 0; }
.ftk-header { position: sticky; top: 0; z-index: 999; background: rgba(255,255,255,.92); backdrop-filter: saturate(180%) blur(8px); border-bottom: 1px solid #E2E8F0; font-family: Inter, system-ui, sans-serif; }
.ftk-header-inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; display: flex; align-items: center; justify-content: space-between; height: 64px; gap: 24px; }
.ftk-logo { font-weight: 800; font-size: 19px; color: #0F172A; text-decoration: none; letter-spacing: -0.02em; white-space: nowrap; }
.ftk-logo span { color: #2563EB; }
.ftk-nav { display: flex; align-items: center; gap: 4px; }
.ftk-nav > a, .ftk-nav-drop > summary { display: inline-flex; align-items: center; padding: 8px 12px; font-size: 15px; font-weight: 500; color: #334155; text-decoration: none; border-radius: 8px; cursor: pointer; list-style: none; }
.ftk-nav > a:hover, .ftk-nav-drop > summary:hover { background: #F1F5F9; color: #0F172A; }
.ftk-nav-drop { position: relative; }
.ftk-nav-drop > summary::-webkit-details-marker { display: none; }
.ftk-nav-drop > summary::after { content: '\25BE'; margin-left: 5px; font-size: 11px; color: #94A3B8; }
.ftk-nav-drop-menu { position: absolute; top: calc(100% + 6px); left: 0; background: #fff; border: 1px solid #E2E8F0; border-radius: 12px; box-shadow: 0 10px 30px rgba(15,23,42,.10); padding: 8px; display: grid; grid-template-columns: 1fr 1fr; gap: 2px; width: 380px; }
.ftk-nav-drop-menu a { display: block; padding: 9px 12px; font-size: 14px; font-weight: 500; color: #334155; text-decoration: none; border-radius: 8px; white-space: nowrap; }
.ftk-nav-drop-menu a:hover { background: #EFF6FF; color: #2563EB; }
.ftk-nav-cta { background: #2563EB; color: #fff !important; font-weight: 600 !important; }
.ftk-nav-cta:hover { background: #1D4ED8 !important; }
.ftk-burger { display: none; background: none; border: 1px solid #CBD5E1; border-radius: 8px; padding: 8px 10px; cursor: pointer; font-size: 18px; line-height: 1; color: #0F172A; }
@media (max-width: 920px) {
  .ftk-nav { display: none; }
  .ftk-burger { display: block; }
  .ftk-header.ftk-open .ftk-nav { display: flex; position: absolute; top: 64px; left: 0; right: 0; background: #fff; border-bottom: 1px solid #E2E8F0; flex-direction: column; align-items: stretch; padding: 12px 16px 18px; gap: 2px; box-shadow: 0 14px 30px rgba(15,23,42,.08); }
  .ftk-nav-drop-menu { position: static; width: auto; grid-template-columns: 1fr; box-shadow: none; border: none; padding: 0 0 0 14px; }
}
.ftk-footer { background: #0F172A; color: #94A3B8; font-family: Inter, system-ui, sans-serif; margin-top: 0; }
.ftk-footer-inner { max-width: 1200px; margin: 0 auto; padding: 56px 20px 28px; }
.ftk-footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 36px; }
@media (max-width: 820px) { .ftk-footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .ftk-footer-grid { grid-template-columns: 1fr; } }
.ftk-footer h4 { color: #fff; font-size: 14px; font-weight: 600; margin: 0 0 14px; text-transform: uppercase; letter-spacing: .05em; }
.ftk-footer a { color: #94A3B8; text-decoration: none; display: block; padding: 4px 0; font-size: 14.5px; }
.ftk-footer a:hover { color: #fff; }
.ftk-footer-brand { font-weight: 800; font-size: 19px; color: #fff; margin-bottom: 10px; }
.ftk-footer-brand span { color: #60A5FA; }
.ftk-footer-blurb { font-size: 14px; line-height: 1.65; max-width: 300px; }
.ftk-footer-bottom { border-top: 1px solid #1E293B; padding-top: 22px; font-size: 13px; line-height: 1.7; }